How Much Can I Afford
Find a comfortable home price range—before you start shopping.
Affordability isn’t just “what the bank approves.” It’s what fits your lifestyle and monthly budget. Use the guide below to understand what drives affordability and get a fast estimate when you’re ready.
Quick affordability snapshot
Your buying power is influenced by income, existing monthly debts, down payment, interest rate, and property costs such as taxes, insurance, and HOA dues. A smart approach is to start with a monthly payment you’re comfortable with and work backward.
Affordability Calculator
Get a personalized home price range in minutes based on your income, debts, and assumptions.
A simple way to estimate
- Decide on a monthly payment that fits comfortably within your budget.
- Estimate your down payment and expected interest rate range.
- Factor in local property taxes, insurance, and any HOA dues.
- Run a pre-qualification to confirm numbers using real lending guidelines.
Estimates are for planning purposes only. Final affordability depends on underwriting, program guidelines,
and confirmed property details.