HELOC
Tap into your home equity with flexible access to funds.
A Home Equity Line of Credit (HELOC) is a revolving line that lets you borrow against available equity as needed—often using a draw period followed by a repayment period. It can be a smart fit for ongoing projects, renovations, or planning for larger expenses.
How a HELOC works
- You’re approved for a line amount based on equity, guidelines, and your profile.
- During the draw period, you can access funds when you need them (up to your limit).
- Payments are based on what you’ve drawn, plus the terms of the line.
HELOCs are often variable-rate and can change over time. We’ll help you compare options so you can choose a structure
that fits your comfort level and goals.
Common reasons homeowners use a HELOC
Home improvements
Renovations, repairs, additions, and upgrades—especially when expenses happen in phases.
Large planned expenses
Tuition, emergency reserves, or consolidating high-interest debt (case-by-case).
This page is informational only. Final terms, rates, and eligibility depend on underwriting, property, and program guidelines.