Paperwork Needed

Get your documents ready—so your loan can move fast.

When you apply for a mortgage, the lender will verify details from your application and review your financial history. Having the common documents ready up front helps reduce back-and-forth and keeps your timeline on track.

Your checklist

  • Social Security numbers (borrower + any co-borrowers)
  • Checking & savings statements (most recent 2 months)
  • Other assets (stocks, bonds, retirement accounts like 401k/403b)
  • Recent pay stubs
  • W-2s and/or tax returns (past 2 years) + proof of employment
  • Employer contact who can verify employment
  • Residence history (past 2 years)
  • If purchasing: executed sales contract + HOA contact info (if applicable)
Pro tip: PDFs or clear photos are perfect. If you have multiple accounts, send complete statement pages (not screenshots) so underwriting can verify deposits and balances.
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Document requirements vary by loan type and borrower profile. We’ll confirm anything additional after you apply.