VA Loans
Use your VA benefit to buy with powerful advantages.
VA home loans are designed to support eligible service members, veterans, and many reservists/National Guard members. These programs are often considered among the most borrower-friendly financing options available.
Key benefits often associated with VA financing
- Potential for no down payment in many scenarios (based on eligibility and guidelines).
- No monthly mortgage insurance requirement noted for VA loans (unlike many conventional low-down options).
- VA loans may be assumable in certain cases (terms and approval requirements apply).
- Often described as easier to qualify for than conventional financing (case-by-case).
VA loans typically include a VA funding fee (which may be financed), and some disabled veterans may qualify for a waiver.
Eligibility and benefits depend on VA guidelines, borrower profile, property type, and lender overlays.